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The requirement workshop is an effective elicitation technique, particularly under budgetary constraints and when speed is crucial. Workshops bring together stakeholders in a collaborative environment where ideas can be quickly shared, discussed, and refined. This real-time interaction helps to identify requirements more efficiently than other methods that may involve prolonged individual feedback cycles or iterations.

Additional context about the other methods sheds light on why they may not be as suitable for Jim's needs in this scenario. Prototypes can be a valuable tool for visualization and user testing, but developing them may take additional resources, both in terms of time and money, which might not align with the budgetary constraints mentioned. Observation requires the business analyst to spend time in the field or context where processes occur, which can also be lengthy and not always feasible within tight budgets.

Surveys and questionnaires can gather feedback from a larger audience, but they typically involve longer timelines for survey design, distribution, and data synthesis. Additionally, the answers may not provide the depth of understanding gained through direct interaction in a workshop setting.

In summary, the requirements workshop's collaborative and interactive nature makes it the most suitable choice for Jim, as it allows for quick gathering and clarification of requirements while maximizing stakeholder engagement within budget limits.